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Home » Insure my travels » Annual Travel Insurance » Essential Travel Insurance

Travel Insurance quick quote

Travel Insurance quick quote

Single Trip: For those planning only one trip in a year.
Annual:For those planning more than one trip in a year.
Gap:For longer term breaks and gap years.

Annual policies could save you time and money compared to purchasing a Single Trip policy. See our FAQs for more details.

European Cover:
The following countries are included within the definition of Europe: Albania; Andorra; Austria; Azores; Balearics; Belarus;Belgium; Bulgaria; Canary Islands; Channel Islands; Corsica; Croatia; Cyprus; Czech Republic; Denmark; Egypt; Estonia; Finland; France; Germany; Gibraltar; Greece; Hungary; Iceland; Israel; Italy; Latvia; Liechtenstein; Lithuania; Luxembourg; Madeira; Malta; Moldova; Monaco; Morocco; Netherlands; Norway; Poland; Portugal; Republic of Ireland; Romania; Russia west of the Ural Mountains; San Marino; Sardinia; Sicily; Slovak Republic; Slovenia; Spain; Sweden; Switzerland; Tunisia; Turkey; Ukraine; and the United Kingdom area*.

Worldwide Cover:
All countries worldwide including the United Kingdom area*.

Worldwide Cover excluding North America and the Caribbean:All countries worldwide including the United Kingdom area* but excluding North America and the Caribbean.

North America.
The United States of America and Canada.

The Caribbean
Anguilla; Antigua and Barbuda; Aruba; Bahamas; Barbados; Bermuda; British Virgin Islands; Cayman Islands; Cuba; Dominica; Dominican Republic; Grenada; Guadeloupe; Haiti; Jamaica; Martinique; Montserrat; Navassa Island; Netherlands Antilles; Puerto Rico; Saint Barthelemy; Saint Kitts and Nevis; Saint Lucia; Saint Martin; Saint Vincent and the Grenadines, Trinidad and Tobago; Turks and Caicos Islands; the US Virgin Islands; and includes cruising in waters around these islands.

*Please refer to Important Notes about your Policy, for limitations which apply to trips solely within the United Kingdom area. This can be found under Policy Terms and Conditions.

Individual Adult

- a single traveller

Couple

- two adult travellers

Family

- a maximum of two adults
and their children

Please note a Family policy can only have a maximum of 2 adults.

Details

Annual Essential Travel Insurance

Moneywise

Perfect for individuals, families and couples who require economical protection while travelling for leisure purposes within Europe or Worldwide (excluding North America, Canada and the Caribbean area) on multiple trips in a year. Available up to age 65 years inclusive.

Features at a glance
  • Be covered on trips for up to 31 days each, and up to 93 days in total 
  • Protection for UK trips included as standard (where a minimum of one night’s accommodation is pre-booked). 
  • Choose from 3 excess levels or even excess waiver.
  • Tailor your policy further with a range of additional options to enhance your protection.
  • Travel covered up to the age of 65 years old inclusive (and 18 years of age for children).
  • Benefit from our 150 years experience in the travel industry.
  • Winter Sports cover available as an additional option

For more product information refer to our Compare our products page.

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