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Travel Insurance by Transport

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Travel Insurance by transport

Wherever you travel to, there is a wide choice of transport methods to get to your destination and to use whilst at your destination. These may be “carriers” –  such as recognised air, rail and sea operators – your own personal transport such as car, a hired method of transport, or indeed public transport such as train or bus. 

Whilst American Express Travel Insurance provides comprehensive cover it is important that our terms and conditions and general exclusions are consulted before purchasing to ensure you are adequately covered should something go wrong.  

All flying is included provided you are travelling as a fare paying passenger in a fully-licensed passenger-carrying aircraft.

With American Express Travel Insurance you are covered with all of our policies at no extra cost and we do not apply any cruise related exclusions. 

All use of motorised two or three-wheeled vehicles is included, provided you hold a full driving licence issued in your country of residence permitting the use of such vehicles and you and your passengers are wearing a helmet.

Unless you are purchasing an American Express Prestige travel insurance policy, provision of insurance for travelling in a hired car or other hired vehicle is the responsibility of the provider of the hired vehicle and the contract between you and the hired vehicle supplier.  It is your responsibility to ensure that the contract of hire adequately covers you for your insurance requirements whilst using the hired vehicle. 


Please refer to section 15 Car Hire Benefits in our American Express Prestige Travel Insurance Terms and Conditions for added cover on top of your car hire agreement under your American Express Prestige policy

If you plan to take your own private car abroad, American Express Travel Insurance policies will still provide the necessary cover such as Medical Emergency and Cancellation. Your car however will need to be insured to the legal requirement of the country you are travelling to.


As well as travel insurance, American Express also offers European Vehicle Assistance Cover. With benefits included such as roadside assistance and vehicle recovery. Find out more.