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Insure my travels

20% discount for all travel policies purchased online

Travel Insurance quick quote

Travel Insurance quick quote

Single Trip: For those planning only one trip in a year.
Annual:For those planning more than one trip in a year.
Gap:For longer term breaks and gap years.

Annual policies could save you time and money compared to purchasing a Single Trip policy. See our FAQs for more details.

European Cover:
The following countries are included within the definition of Europe: Albania; Andorra; Austria; Azores; Balearics; Belarus;Belgium; Bulgaria; Canary Islands; Channel Islands; Corsica; Croatia; Cyprus; Czech Republic; Denmark; Egypt; Estonia; Finland; France; Germany; Gibraltar; Greece; Hungary; Iceland; Israel; Italy; Latvia; Liechtenstein; Lithuania; Luxembourg; Madeira; Malta; Moldova; Monaco; Morocco; Netherlands; Norway; Poland; Portugal; Republic of Ireland; Romania; Russia west of the Ural Mountains; San Marino; Sardinia; Sicily; Slovak Republic; Slovenia; Spain; Sweden; Switzerland; Tunisia; Turkey; Ukraine; and the United Kingdom area*.

Worldwide Cover:
All countries worldwide including the United Kingdom area*.

Worldwide Cover excluding North America and the Caribbean:All countries worldwide including the United Kingdom area* but excluding North America and the Caribbean.

North America.
The United States of America and Canada.

The Caribbean
Anguilla; Antigua and Barbuda; Aruba; Bahamas; Barbados; Bermuda; British Virgin Islands; Cayman Islands; Cuba; Dominica; Dominican Republic; Grenada; Guadeloupe; Haiti; Jamaica; Martinique; Montserrat; Navassa Island; Netherlands Antilles; Puerto Rico; Saint Barthelemy; Saint Kitts and Nevis; Saint Lucia; Saint Martin; Saint Vincent and the Grenadines, Trinidad and Tobago; Turks and Caicos Islands; the US Virgin Islands; and includes cruising in waters around these islands.

*Please refer to Important Notes about your Policy, for limitations which apply to trips solely within the United Kingdom area. This can be found under Policy Terms and Conditions.

Individual Adult

- a single traveller

Couple

- two adult travellers

Family

- a maximum of two adults
and their children

Please note a Family policy can only have a maximum of 2 adults.

Details

Cultural tips

Moneywise

Experiencing a new culture is one of the highlights of a trip away. But behaviour seen as normal at home can sometimes embarrass, offend or insult people abroad. Here’s some advice to help you blend in with the local customs and remain faux pas free.

General behaviour

The first and simplest step is to be respectful and polite wherever you go. You might not always be aware of your cultural errors, but politeness will make people more inclined to overlook them.

Find out the customary way to greet people at your destination – your standard handshake may not be appropriate.

Learn a few phrases in the local language to show that you’re willing get to know people on their terms – you’ll often be surprised how rewarding even a little effort can be. Start with basic greetings, ‘please’ and ‘thank you’, then add a few useful phrases you’ll need most often, such as how to ask directions and prices.

Clothing

Find out what the local views are on public modesty where you’re visiting and try to dress appropriately.

You probably won’t be expected to wear the local dress, but you might have to refrain from wearing vest-tops or shorts, as some cultures expect shoulders and knees to be covered.

Eating

What better way to learn about a culture than through its culinary triumphs? Don’t be afraid to try new things, but bear in mind that you might come across some local delicacies which seem strange to you. Be tactful if you want to decline.

You’re a guest in another country, so try not to offend anyone who might just be offering to share their favourite dish with you, even if your stomach is finding the encounter less than appetising.

Local customs

One of the greatest joys of travelling is the chance to experience new cultures. But different ways of life go hand in hand with different values and practices. Respecting local customs will make it easier for you to fit in and will help you avoid accidentally offending anyone. Find out more

Local language

One of the simplest ways to help you get on friendly terms with local inhabitants is to speak their own language.

While it’s unlikely you’ll have time to become fluent before you travel, even a few words can go a long way. Here are some tips on how best to pick up the local lingo. Find out more

Local religions

Religions can have a huge, interesting and exciting influence on the character and culture of the countries you visit.

As an outside observer, you need to behave respectfully and appropriately. As a traveller, you also need to know how religious practices and festivals might affect your trip. Find out more

Social aspects

Make yourself aware of local customs and laws about public displays of affection. Some cultures can be quite conservative, and even something as unconsciously familiar as holding hands can cause upset.

If you want to take a photo with a local person in it, always ask their permission first. They’re going about their daily lives and may feel like a tourist attraction.

Money culture can really vary between countries, so read up on local expectations tipping and bartering before you go. For more advice on haggling, see our shopping abroad section.