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American Express Gadget Insurance – Single Item Cover

American Express Gadget Insurance – Single item cover

Get a quote

This policy may be suitable if you want to cover individual gadgets for more comprehensive protection. You can build up your own pay per item portfolio with the flexibility to choose excess and cover levels, depending on your gadgets. More than one gadget can be covered all under one monthly total premium.

Rich protection for individual gadgets

Gadgets covered include

Mobile phone (including iPhones), tablet (including iPad), laptop (including Macbook), MP3 Player (including iPod), e-reader (including Kindle), sat nav (including Tom tom; Garmin), portable games console (including PSP), digital camera, camera lens, video camera, smart watch (including Apple Watch; Fitbit)

Cost per month

From £1.75 per month*

Maximum claim limit

Two successful claims per rolling 12 month period for each item insured


£50, £75 or £100 per item per claim depending on the level chosen by you


UK and worldwide (up to 90 days worldwide per year)

Number of gadgets covered

All items listed on your Schedule of Insurance

Registered item claim limit

Market value of item insured

Unregistered item claim limit

Not applicable

Accidental damage (including liquid and malicious damage) and mechanical or electrical breakdown






Deferred period

14 days from the items' cover start date

Terms and Conditions

Single item Gadget Insurance cover

If you are only insuring two or three gadgets, depending on which items you are insuring and the level of cover you require, you may obtain a cheaper quote with our Multi Item Gadget insurance cover. We suggest you check prices of both cover types before purchasing. To compare our two products click here.


* Based on a starting price for covering a camera at the lowest price range, level of excess and cover.

Customer Service

0800 917 7682

Opening hours:
8am – 8pm Monday to Friday (excluding Bank Holidays)
9am – 5pm Saturday

Claims opening hours:
9am – 5.30pm Monday to Friday (excluding Bank Holidays)