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Home » Pet Insurance » Pet Insurance for Cats

Pet Insurance for cats

American Express® Cat Insurance products

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Cats are quite self-sufficient compared to other pets, but need just as much care and attention when illness or injury strikes. Our Cat Insurance is there to help cover vet bills if your feline friend falls ill, as well as providing cover against loss, theft, boarding costs if you go to hospital, and the cost of holiday cancellation if you need to return home to take care of your cat.

Take a look at our comparison table below to see which cover level works best for you and your cat.

Summary of cover levels
Lifetime   This policy provides lifelong cover for conditions- provided they don't predate the policy

Per condition   Each condition within this policy is covered up to an agreed amount. Once this amount is reached, the condition will be excluded from future pay-outs.

Time limited   This policy also provides cover for individual conditions up to an agreed amount, with the addition of a 12 month time limit for cover from the first date of treatment.

BENEFITS

PREMIER

CLASSIC

VITAL

STANDARD

ESSENTIAL

Annual veterinary fees

Up to
£6,000
per policy year

Up to
£4,000
per policy year
(claims for each condition are limited to £1,000 each year.)

Up to
£2,000
per policy year
(claims for each condition are limited to £500 each year.)

Up to
£1,000
per condition

Up to
£1,000
per condition for up to 12 months

Hospitalisation / boarding fees

Up to
£1,000
per policy year

Up to
£250
per policy year

Up to
£250
per policy year

Up to
£250
per policy year

Up to
£250
per policy year

Holiday cancellation

Up to
£3,000
per policy year

Up to
£500
per policy year

Up to
£500
per policy year

Up to
£500
per policy year

Up to
£500
per policy year

Finding your cat

Up to
£1,000
per policy year

Up to
£250
per policy year

Up to
£250
per policy year

Up to
£250
per policy year

Up to
£250
per policy year

Cat benefit for loss by theft or straying

Up to
£1,500

Up to
£250

Up to
£250

Up to
£250

Up to
£250

Death from accident

Up to
£1,500

Up to
£250

Up to
£250

Up to
£250

Up to
£250

Premium Waiver

Up to
6 months premiums

Up to
6 months premiums

Up to
6 months premiums

Up to
6 months premiums

Up to
6 months premiums

Pets abroad

Up to
£4,000*

Up to
£750*

Up to
£750*

Up to
£750*

Up to
£750*

(*benefit paid under this category is considered part of your Vet Fees allowance)

Terms and Conditions

Terms and Conditions

Terms and Conditions

Terms and Conditions

Terms and Conditions

Terms and
Conditions

General Exclusions

General Exclusions

General Exclusions

General Exclusions

General Exclusions

General
Exclusions

What you need to know about our Cat Insurance

  • Cat Insurance can start from the time your cat is eight weeks old up until he or she is 10 years old. Once insured, you can continue cover for the rest of your cat’s life.
  • Your cat will be covered as soon as you buy insurance online or on the phone. However, cover for illness or loss won’t commence until 14 days after you buy your policy.
  • Our Cat Insurance policies give you 24/7 access to the Petcall helpline. This means you can speak to a qualified vet nurse, day or night, about your pet concerns.
  • An excess is payable, per condition. For Lifetime policies this will be payable per condition, per year. This forms part of your quotation and as with your premium, is also based on your pet's species, breed, age and where they live.
  • You should make sure that you take proper care of your cat, including regular check-ups and vaccinations. Our policies do not provide cover for illnesses that arise because you have failed to vaccinate your cat.
  • Our policies do not cover routine vaccinations, pregnancy or voluntary treatment such as neutering for non-medical reasons.
  • Dental treatment is generally excluded from our policies. However, we do provide cover if your cat needs dental treatment to relieve suffering and has been insured for at least two years. We can also provide cover for the treatment of deciduous teeth if your cat was under 16 weeks old when the policy started.

For full details please refer to the policy Terms and Conditions

Pet Insurance sales

0800 038 0846
Opening hours: 08:30 – 18:00
Monday to Friday

Claims / Customer Service

0330 123 1924
Opening hours: 08:30 – 18:00
Monday to Friday

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