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Per Condition Cover

Per Condition Policies – Standard and Standard Plus

Per Condition policies are also known as Benefit Limited or Maximum Benefit policies.

There is no time limit applied to these policies and the time taken to reach the maximum for each condition will vary depending on the nature and severity of the condition itself but once the maximum amount has been paid out you will need to be prepared to fund the ongoing treatment yourself. Each condition will have its own limit, so it is feasible that you could be claiming for more than one condition at the same time.

In addition to vet fees, the policies also include other benefits, for example Third Party Liability (for dogs), accidental death, theft, straying, and costs towards finding a missing pet. Please refer to the policy terms and conditions for further details.

American Express’s Standard and Standard Plus covers are both per condition policies. The only difference between these two covers is the maximum benefit level for vet fees for each.

 

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