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TRAVEL INSURANCE

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Travel Insurance RETRIEVE a Quote

Travel Insurance RETRIEVE a Quote

Annual Travel Insurance

Multi award-winning cover from a brand you can trust

Annual Multi Trip Travel Insurance makes a lot of sense for anyone travelling more than once in a year – be it in the UK or abroad. This kind of holiday insurance lets you pay a one-off premium that keeps you covered for twelve months, and is often easier and cheaper than buying individual policies every time you travel. So whether you’re a globe-trotting frequent flier or just have a few holidays planned, American Express Annual Travel Insurance has you covered.

Annual Multi Trip Travel Insurance
Essential Select Prestige
   
Geographical limits

Europe or Worldwide

excluding USA,
Canada and
Caribbean.

Europe or Worldwide

Europe or Worldwide

Maximum trip duration

31 days

45 days Europe

45 days Worldwide

31 or 62 Europe

90 or 120 days Worldwide

Age Limits

Up to 65 years old for
Europe and
Worldwide travel
excluding USA,
Canada and
Caribbean.

Up to 79 years of age
inclusive on
European policies
and 69 years of age
inclusive on
Worldwide policies

Up to 79 years of age
inclusive on
European policies
and 69 years of age
inclusive on
Worldwide policies

Insured children ages

Up to 18 years of age

Up to 18 years of age

Up to 21 years of age

Emergency medical expenses and repatriation £10 million £10 million £15 million
Personal liability £1 million £2 million £2 million
Personal accident £10,000 £30,000 £50,000
Cancellation or
curtailment
£3,000 £5,000 £12,500
Independently booked
accommodation cancellation
£3,000 £5,000 £5,000
Independently booked accommodation failure cover N/A N/A N/A
Baggage cover £1,500 £2,500 £2,500
Money cover £200 £500 £750
Missed departure £250 £1,000 £1,000
Delayed baggage £100 £200 £500
Compensation for travel delays £100 £350 £350
Personal assistance services Included Included Included
UK travel Included Included Included
Additional options available

Winter sports

Adventure sports

Stranded traveller assistance

Golf cover

Baggage exclusion

Business cover

Manage excess

Cancellation exclusion

Winter sports

Adventure sports

Stranded traveller assistance

Golf cover

Baggage exclusion

Business cover

Manage excess

Cancellation exclusion

Winter sports

Adventure sports

Stranded traveller assistance

Golf cover

Baggage exclusion

Business cover

Manage excess

Cancellation exclusion

Benefits of American Express Travel Insurance

Award-winning cover at an affordable price.

You are protected against unforeseen or accidental circumstances causing you to cancel you trip (Terms and Conditions apply).

Our emergency assistance service, provided by AXA Assistance, operates 24 hours a day, 365 days a year.

How it works

We have three cover levels to choose from: Essential, Select and Prestige. Each policy offers a different degree of coverage to cater for different traveller needs – so simply pick the one that suits you best. The table above outlines what each level offers.

Maximum trip lengths can be from 31 days to 120 days at a time with winter sports, golf and stranded traveller assistance options available should you need them.

To be eligible for our Annual Travel Insurance, you must be a UK resident registered with a UK doctor. If you have any pre-existing medical conditions, you will need to complete our medical health questionnaire in the online quote process, or speak to us directly on 0800 028 7573.
For more information, visit our medical conditions page.

Emergency assistance

For purchased policy holders only, call:

Telephone 0203 126 4134

24 hours a day, 365 days a year

Claims (non-emergency)

For purchased policy holders only, call:

Telephone 0203 126 4135

8am – 8pm. Monday – Friday
8am – 5pm. Saturday

 

Read our FAQ's