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Travel Insurance quick quote

Travel Insurance quick quote

Single Trip: For those planning only one trip in a year.
Annual:For those planning more than one trip in a year.
Gap:For longer term breaks and gap years.

Annual policies could save you time and money compared to purchasing a Single Trip policy. See our FAQs for more details.

European Cover:
The following countries are included within the definition of Europe: Albania; Andorra; Austria; Azores; Balearics; Belarus;Belgium; Bulgaria; Canary Islands; Channel Islands; Corsica; Croatia; Cyprus; Czech Republic; Denmark; Egypt; Estonia; Finland; France; Germany; Gibraltar; Greece; Hungary; Iceland; Israel; Italy; Latvia; Liechtenstein; Lithuania; Luxembourg; Madeira; Malta; Moldova; Monaco; Morocco; Netherlands; Norway; Poland; Portugal; Republic of Ireland; Romania; Russia west of the Ural Mountains; San Marino; Sardinia; Sicily; Slovak Republic; Slovenia; Spain; Sweden; Switzerland; Tunisia; Turkey; Ukraine; and the United Kingdom area*.

Worldwide Cover:
All countries worldwide including the United Kingdom area*.

Worldwide Cover excluding North America and the Caribbean:All countries worldwide including the United Kingdom area* but excluding North America and the Caribbean.

North America.
The United States of America and Canada.

The Caribbean
Anguilla; Antigua and Barbuda; Aruba; Bahamas; Barbados; Bermuda; British Virgin Islands; Cayman Islands; Cuba; Dominica; Dominican Republic; Grenada; Guadeloupe; Haiti; Jamaica; Martinique; Montserrat; Navassa Island; Netherlands Antilles; Puerto Rico; Saint Barthelemy; Saint Kitts and Nevis; Saint Lucia; Saint Martin; Saint Vincent and the Grenadines, Trinidad and Tobago; Turks and Caicos Islands; the US Virgin Islands; and includes cruising in waters around these islands.

*Please refer to Important Notes about your Policy, for limitations which apply to trips solely within the United Kingdom area. This can be found under Policy Terms and Conditions.

Individual Adult

- a single traveller

Couple

- two adult travellers

Family

- a maximum of two adults
and their children

Please note a Family policy can only have a maximum of 2 adults.

Details

Get a quote

Annual Travel Insurance

Multi award-winning cover from a brand you can trust

Annual Multi Trip Travel Insurance makes a lot of sense for anyone travelling more than once in a year – be it in the UK or abroad. This kind of holiday insurance lets you pay a one-off premium that keeps you covered for twelve months, and is often easier and cheaper than buying individual policies every time you travel. So whether you’re a globe-trotting frequent flier or just have a few holidays planned, American Express Annual Travel Insurance has you covered.

Annual Multi Trip
What's included Essential Select Prestige
Geographical limits

Europe or Worldwide

excluding USA,
Canada and
Caribbean.

Europe or Worldwide

Europe or Worldwide

Maximum trip duration

31 days

45 days Europe

45 days Worldwide

31 or 62 Europe

90 or 120 days Worldwide

Age restrictions

Up to 65 years old for
Europe and
Worldwide travel
excluding USA,
Canada and
Caribbean.

 

Up to 79 years of age
inclusive on
European policies
and 69 years of age
inclusive on
Worldwide policies

Up to 79 years of age
inclusive on
European policies
and 69 years of age
inclusive on
Worldwide policies

Insured children ages

Up to 18 years of age

Up to 18 years of age

Up to 21 years of age

Emergency medical expenses and repatriation £10 million £10 million £15 million
Personal liability £1 million £2 million £2 million
Personal accident £10,000 £30,000 £50,000
Cancellation or
curtailment
£3,000 £5,000 £12,500
Independently booked
accommodation cancellation
£3,000 £5,000 £5,000
Independently booked accommodation failure cover N/A N/A N/A
Baggage cover £1,500 £2,500 £2,500
Money cover £200 £500 £750
Missed departure £250 £1,000 £1,000
Delayed baggage £100 £200 £500
Compensation for travel delays £100 £350 £350
Personal assistance services Included Included Included
UK travel Included Included Included
Additional options available

Winter sports

 

Adventure sports

 

Stranded traveller assistance

 

Golf cover

 

Baggage exclusion

 

Business cover

 

Manage excess

 

Cancellation exclusion

 

Winter sports

 

Adventure sports

 

Stranded traveller assistance

 

Golf cover

 

Baggage exclusion

 

Business cover

 

Manage excess

 

Cancellation exclusion

 

Winter sports

 

Adventure sports

 

Stranded traveller assistance

 

Golf cover

 

Baggage exclusion

 

Business cover

 

Manage excess

 

Cancellation exclusion

 

Benefits of American Express Travel Insurance

Award-winning cover at an affordable price.

You are protected against unforeseen or accidental circumstances causing you to cancel you trip (Terms and Conditions apply).

Our emergency assistance service, provided by AXA Assistance, operates 24 hours a day, 365 days a year.

How it works

We have three cover levels to choose from: Essential, Select and Prestige. Each policy offers a different degree of coverage to cater for different traveller needs – so simply pick the one that suits you best. The table above outlines what each level offers.

Maximum trip lengths can be from 31 days to 120 days at a time with winter sports, golf and stranded traveller assistance options available should you need them.

To be eligible for our Annual Travel Insurance, you must be a UK resident registered with a UK doctor. If you have any pre-existing medical conditions, you will need to complete our medical health questionnaire in the online quote process, or speak to us directly on 0800 028 7573.
For more information, visit our medical conditions page.

Emergency assistance

For purchased policy holders only, call:

Telephone 0203 126 4134

24 hours a day, 365 days a year

Claims (non-emergency)

For purchased policy holders only, call:

Telephone 0203 126 4135

8am-8pm. Mon-Fri
8am-5pm. Sat

 

Read our FAQ's

 

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