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Travel Insurance Quick Quote

Travel Insurance quick quote

Single Trip: For those planning only one trip in a year.
Annual:For those planning more than one trip in a year.
Gap:For longer term breaks and gap years.

Annual policies could save you time and money compared to purchasing a Single Trip policy. See our FAQs for more details.

European Cover:
The following countries are included within the definition of Europe: Albania; Andorra; Austria; Azores; Balearics; Belarus;Belgium; Bulgaria; Canary Islands; Channel Islands; Corsica; Croatia; Cyprus; Czech Republic; Denmark; Egypt; Estonia; Finland; France; Germany; Gibraltar; Greece; Hungary; Iceland; Israel; Italy; Latvia; Liechtenstein; Lithuania; Luxembourg; Madeira; Malta; Moldova; Monaco; Morocco; Netherlands; Norway; Poland; Portugal; Republic of Ireland; Romania; Russia west of the Ural Mountains; San Marino; Sardinia; Sicily; Slovak Republic; Slovenia; Spain; Sweden; Switzerland; Tunisia; Turkey; Ukraine; and the United Kingdom area*.

Worldwide Cover:
All countries worldwide including the United Kingdom area*.

Worldwide Cover excluding North America and the Caribbean:All countries worldwide including the United Kingdom area* but excluding North America and the Caribbean.

North America.
The United States of America and Canada.

The Caribbean
Anguilla; Antigua and Barbuda; Aruba; Bahamas; Barbados; Bermuda; British Virgin Islands; Cayman Islands; Cuba; Dominica; Dominican Republic; Grenada; Guadeloupe; Haiti; Jamaica; Martinique; Montserrat; Navassa Island; Netherlands Antilles; Puerto Rico; Saint Barthelemy; Saint Kitts and Nevis; Saint Lucia; Saint Martin; Saint Vincent and the Grenadines, Trinidad and Tobago; Turks and Caicos Islands; the US Virgin Islands; and includes cruising in waters around these islands.

*Please refer to Important Notes about your Policy, for limitations which apply to trips solely within the United Kingdom area. This can be found under Policy Terms and Conditions.

Individual Adult

- a single traveller


- two adult travellers


- a maximum of two adults
and their children

Please note a Family policy can only have a maximum of 2 adults.


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Travel Insurance by transport

Wherever you travel to, there is a wide choice of transport methods to get to your destination and to use whilst at your destination. These may be “carriers” –  such as recognised air, rail and sea operators – your own personal transport such as car, a hired method of transport, or indeed public transport such as train or bus. 

Whilst American Express Travel Insurance provides comprehensive cover it is important that our terms and conditions and general exclusions are consulted before purchasing to ensure you are adequately covered should something go wrong.  

All flying is included provided you are travelling as a fare paying passenger in a fully-licensed passenger-carrying aircraft.

With American Express Travel Insurance you are covered with all of our policies at no extra cost and we do not apply any cruise related exclusions. 

All use of motorised two or three-wheeled vehicles is included, provided you hold a full driving licence issued in your country of residence permitting the use of such vehicles and you and your passengers are wearing a helmet.

Unless you are purchasing an American Express Prestige Travel Insurance policy, provision of insurance for travelling in a hired car or other hired vehicle is the responsibility of the provider of the hired vehicle and the contract between you and the hired vehicle supplier.  It is your responsibility to ensure that the contract of hire adequately covers you for your insurance requirements whilst using the hired vehicle. 


Please refer to section 15 Car Hire Benefits in our American Express Prestige Travel Insurance Terms and Conditions for added cover on top of your car hire agreement under your American Express Prestige policy

If you plan to take your own private car abroad, American Express Travel Insurance policies will still provide the necessary cover such as Medical Emergency and Cancellation. Your car however will need to be insured to the legal requirement of the country you are travelling to.