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Insure my travels

20% online discount

Travel Insurance Quick Quote

Travel Insurance quick quote

Single Trip: For those planning only one trip in a year.
Annual:For those planning more than one trip in a year.
Gap:For longer term breaks and gap years.

Annual policies could save you time and money compared to purchasing a Single Trip policy. See our FAQs for more details.

European Cover:
The following countries are included within the definition of Europe: Albania; Andorra; Austria; Azores; Balearics; Belarus;Belgium; Bulgaria; Canary Islands; Channel Islands; Corsica; Croatia; Cyprus; Czech Republic; Denmark; Egypt; Estonia; Finland; France; Germany; Gibraltar; Greece; Hungary; Iceland; Israel; Italy; Latvia; Liechtenstein; Lithuania; Luxembourg; Madeira; Malta; Moldova; Monaco; Morocco; Netherlands; Norway; Poland; Portugal; Republic of Ireland; Romania; Russia west of the Ural Mountains; San Marino; Sardinia; Sicily; Slovak Republic; Slovenia; Spain; Sweden; Switzerland; Tunisia; Turkey; Ukraine; and the United Kingdom area*.

Worldwide Cover:
All countries worldwide including the United Kingdom area*.

Worldwide Cover excluding North America and the Caribbean:All countries worldwide including the United Kingdom area* but excluding North America and the Caribbean.

North America.
The United States of America and Canada.

The Caribbean
Anguilla; Antigua and Barbuda; Aruba; Bahamas; Barbados; Bermuda; British Virgin Islands; Cayman Islands; Cuba; Dominica; Dominican Republic; Grenada; Guadeloupe; Haiti; Jamaica; Martinique; Montserrat; Navassa Island; Netherlands Antilles; Puerto Rico; Saint Barthelemy; Saint Kitts and Nevis; Saint Lucia; Saint Martin; Saint Vincent and the Grenadines, Trinidad and Tobago; Turks and Caicos Islands; the US Virgin Islands; and includes cruising in waters around these islands.

*Please refer to Important Notes about your Policy, for limitations which apply to trips solely within the United Kingdom area. This can be found under Policy Terms and Conditions.

Individual Adult

- a single traveller


- two adult travellers


- a maximum of two adults
and their children

Please note a Family policy can only have a maximum of 2 adults.


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Travel Insurance for Africa

Africa’s vast landscape hosts a wealth of fascinating animals from the great migrations of wildebeest and zebra to herds of gentle elephants. A safari is just one of the highlights from this enchanting area. Alternatively you might be heading to Cape Town to experience some of the fresh new world wines. Whatever you decide you want to discover in Africa we have a variety of cover to give you peace of mind while you are soaking up the experience.

We have Single-trip, Annual Select and Annual Prestige levels of Travel Insurance, which offer Worldwide excluding USA, Canada or the Caribbean. Or if you’re travelling for longer periods, you may want to think about our Gap/Backpacker policy – depending on what your plans are while travelling, you have various options which can be added, or removed to better suit your needs.

American Express understands that some of our customers when travelling to Africa will want to holiday for different periods of time – our Annual Select Travel Insurance policy allows up to 45 days per trip, to a total of 183 days which can be used within a year. If you’re thinking of travelling for longer durations, then our Annual Prestige Travel Insurance policy has the option of 90 or 120 days per trip, to a total of 240 days which can be used within a year.

It is important to note that it may not be advised to travel to all parts of Africa. If the Foreign & Commonwealth Office advises against travel for any reason we will not cover you for travel to these areas. If it is noted that you may go to a country for essential travel only, then you can be covered for this but it will not include anything in relation to the reason the FOC do not recommend you going to the country.  For guidance on where you are wanting to travel in Africa you can visit the FOC website. 

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