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Insure my travels

20% online discount

Travel Insurance Quick Quote

Travel Insurance quick quote

Single Trip: For those planning only one trip in a year.
Annual:For those planning more than one trip in a year.
Gap:For longer term breaks and gap years.

Annual policies could save you time and money compared to purchasing a Single Trip policy. See our FAQs for more details.

European Cover:
The following countries are included within the definition of Europe: Albania; Andorra; Austria; Azores; Balearics; Belarus;Belgium; Bulgaria; Canary Islands; Channel Islands; Corsica; Croatia; Cyprus; Czech Republic; Denmark; Egypt; Estonia; Finland; France; Germany; Gibraltar; Greece; Hungary; Iceland; Israel; Italy; Latvia; Liechtenstein; Lithuania; Luxembourg; Madeira; Malta; Moldova; Monaco; Morocco; Netherlands; Norway; Poland; Portugal; Republic of Ireland; Romania; Russia west of the Ural Mountains; San Marino; Sardinia; Sicily; Slovak Republic; Slovenia; Spain; Sweden; Switzerland; Tunisia; Turkey; Ukraine; and the United Kingdom area*.

Worldwide Cover:
All countries worldwide including the United Kingdom area*.

Worldwide Cover excluding North America and the Caribbean:All countries worldwide including the United Kingdom area* but excluding North America and the Caribbean.

North America.
The United States of America and Canada.

The Caribbean
Anguilla; Antigua and Barbuda; Aruba; Bahamas; Barbados; Bermuda; British Virgin Islands; Cayman Islands; Cuba; Dominica; Dominican Republic; Grenada; Guadeloupe; Haiti; Jamaica; Martinique; Montserrat; Navassa Island; Netherlands Antilles; Puerto Rico; Saint Barthelemy; Saint Kitts and Nevis; Saint Lucia; Saint Martin; Saint Vincent and the Grenadines, Trinidad and Tobago; Turks and Caicos Islands; the US Virgin Islands; and includes cruising in waters around these islands.

*Please refer to Important Notes about your Policy, for limitations which apply to trips solely within the United Kingdom area. This can be found under Policy Terms and Conditions.

Individual Adult

- a single traveller

Couple

- two adult travellers

Family

- a maximum of two adults
and their children

Please note a Family policy can only have a maximum of 2 adults.

Details

 
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Family Travel Insurance

American Express knows that your loved ones are very important to you therefore we offer a range of products to ensure that Family Travel Insurance and Single Parent Family Travel Insurance means you can be confident in our travel insurance products of an affordable and clever way to keep your family safe when you are on your holidays.

We cover children up to 18 years of age on our Essential, Select, Single Trip and Gap Travel Insurance policies and up to 21 years of age, when either living with you, or in full-time education, on our Prestige Travel Insurance policies.

Our Select and Prestige Travel Insurance policies also allow independent travel, should you or your children travel without one another. You can then enjoy the comfort that your loved ones are covered should the unexpected happen.

Please refer to the table below for an at a glance comparison of our products for Family Travel Insurance and Single Parent Family Travel Insurance.

Summary of benefits

Geographical limits

Annual Essential:

Europe or Worldwide

Excluding USA,
Canada and
Caribbean.

 

Single Trip:

Europe, Worldwide
including or
Excluding USA,
Canada and
Caribbean

Europe or Worldwide

 

 

 

Europe or Worldwide

 

 

 

Europe or
Worldwide

 

 

 

Maximum Trip duration

31 Days for Annual

Essential policies

93 Days for Single Trip

45 Days Europe

45 Days Worldwide

31 or 62 Europe

90 or 120 Days Worldwide

24 Month Europe

12 Months Worldwide

Age Restrictions

Annual Essential:

65 years old for
Europe and
Worldwide travel
excluding USA,
Canada and
Caribbean.

 

Single Trip:

79 for European
and 69 for Worldwide
policies

79 European policies

69 Worldwide policies

79 European policies

69 Worldwide policies

49 years old
Insured Children Ages

Up to 18 Years of age

Up to 18 Years of age

Up to 21 Years of age

Up to 18 Years of age
Emergency medical expenses and repatriation £10 million £10 million £15 million £10 million
Personal Liability £1 million £2 million £2 million £2 million
Personal Accident £10,000 £30,000 £50,000 £30,000
Cancellation or
Curtailment
£3,000 £5,000 £12,500 £5,000
Independently
booked accommodation
cancellation
£3,000 £5,000 £12,500 £5,000
Independently
booked accommodation
failure cover
N/A £5,000 £5,000 N/A
Baggage Cover £1,500 £2,500 £2,500 £1,500
Money cover £200 £500 £750 £500
Missed departure £250 £1,000 £1,000 £750
Delayed baggage £100 £200 £500 £200
Compensation for travel delays £100 £350 £350 £200
Personal assistance services Included Included Included Included
UK Travel Included Included Included N/A
Additional Options Available

Winter Sports

 

Adventure Sports

 

Stranded Traveller Assistance

 

Golf Cover

 

Baggage Exclusion Discount

 

Business Cover

 

Manage excess

 

Cancellation Exclusion

 

Winter Sports

 

Adventure Sports

 

Stranded Traveller Assistance

 

Golf Cover

 

Baggage Exclusion Discount

 

Business Cover

 

Manage excess

 

Cancellation Exclusion

 

Winter Sports

 

Adventure Sports

 

Stranded Traveller Assistance

 

Golf Cover

 

Baggage Exclusion Discount

 

Business Cover

 

Manage excess

 

Cancellation Exclusion

 

Winter Sports

 

Adventure Sports

 

Stranded Traveller Assistance

 

Golf Cover

 

Baggage Exclusion Discount

 

Manage excess

 

Annual
Essential
/
Single Trip
Annual Select Annual Prestige Gap/
Backpacker

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