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American Express Travel Insurance has excess options available to make your product more flexible and to suit your budget. It gives you the choice of either not having to pay any excess if you need to claim (for an additional fee) or increasing your excess and lowering the price you pay for the policy.
The Travel Insurance policies each have their own individual excess levels. American Express Essential Travel Insurance, Select Travel Insurance and Prestige Travel Insurance policies each have a standard excess of £50. Should you wish to not have an excess you can purchase the ‘Excess Waiver’ option for an additional fee.
If you feel that you’re less likely to claim and would prefer to receive a discount on the policy premium, perhaps the £100 of £200 excess option is for you.
*£200 Excess option is only available on Essential annual policies.
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