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Home » Insure my travels » Sports Travel Insurance » Adventure Sports Travel Insurance

Travel Insurance Quick Quote

Travel Insurance quick quote

Single Trip: For those planning only one trip in a year.
Annual:For those planning more than one trip in a year.
Gap:For longer term breaks and gap years.

Annual policies could save you time and money compared to purchasing a Single Trip policy. See our FAQs for more details.

European Cover:
The following countries are included within the definition of Europe: Albania; Andorra; Austria; Azores; Balearics; Belarus;Belgium; Bulgaria; Canary Islands; Channel Islands; Corsica; Croatia; Cyprus; Czech Republic; Denmark; Egypt; Estonia; Finland; France; Germany; Gibraltar; Greece; Hungary; Iceland; Israel; Italy; Latvia; Liechtenstein; Lithuania; Luxembourg; Madeira; Malta; Moldova; Monaco; Morocco; Netherlands; Norway; Poland; Portugal; Republic of Ireland; Romania; Russia west of the Ural Mountains; San Marino; Sardinia; Sicily; Slovak Republic; Slovenia; Spain; Sweden; Switzerland; Tunisia; Turkey; Ukraine; and the United Kingdom area*.

Worldwide Cover:
All countries worldwide including the United Kingdom area*.

Worldwide Cover excluding North America and the Caribbean:All countries worldwide including the United Kingdom area* but excluding North America and the Caribbean.

North America.
The United States of America and Canada.

The Caribbean
Anguilla; Antigua and Barbuda; Aruba; Bahamas; Barbados; Bermuda; British Virgin Islands; Cayman Islands; Cuba; Dominica; Dominican Republic; Grenada; Guadeloupe; Haiti; Jamaica; Martinique; Montserrat; Navassa Island; Netherlands Antilles; Puerto Rico; Saint Barthelemy; Saint Kitts and Nevis; Saint Lucia; Saint Martin; Saint Vincent and the Grenadines, Trinidad and Tobago; Turks and Caicos Islands; the US Virgin Islands; and includes cruising in waters around these islands.

*Please refer to Important Notes about your Policy, for limitations which apply to trips solely within the United Kingdom area. This can be found under Policy Terms and Conditions.

Individual Adult

- a single traveller


- two adult travellers


- a maximum of two adults
and their children

Please note a Family policy can only have a maximum of 2 adults.


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Adventure Sports

The perfect option for a range of activities such as bungee jumping, rock climbing and white-water canoeing.

The Adventure Sports and Activities option is available on all of our travel insurance policies for travellers aged up to 69 years inclusive.

Combining this option with Winter Sports provides cover for additional sports such as bobsleigh and luge.

Please refer to the boxes below to check the cover levels for your chosen sport:

The following Adventure Sports and Activities will be covered automaticallyunder your policy:

The following adventure sports and activities will also be covered, but no cover will be provided for Personal Accident or Personal Liability.


Medical Emergency and Repatriation Service will be subject to a policy excess of £200:

Your policy can be extended to cover the following adventure sports and activities by purchasing the American Express Adventure Sports option. However, please note that no cover will be available for Personal Accident or Personal Liability.


Medical emergency and repatriation service will be subject to a policy excess of £200.


  • American football
  • Bungee jumping
  • Gaelic football
  • Mountain biking off tarmac
  • Parascending (on water)
  • Rock climbing with ropes and guides
  • Rugby league
  • Rugby union
  • Sky diving
  • White water canoeing/rafting

You will not be covered for participating in the following sports and activities under any circumstances:


  • Base jumping
  • Boxing 
  • Canyoning
  • Cave diving
  • Caving
  • Flying other than as a fare paying passenger
  • Gliding
  • Hang gliding
  • Martial arts
  • Microlighting
  • Any form of motorsport (including motor rally, motor racing, speed, performance endurance tests, motorboat racing, motorcycle racing)
  • Mountaineering
  • Parachuting
  • Paragliding 
  • Parascending (over land)
  • Polo 
  • Potholing
  • Professional sports
  • Quad biking
  • Rock climbing without ropes and guides
  • Safari with guns
  • Shark diving
  • Steeplechase.

Please also note the above lists are not exhaustive and if a sport or activity you want to do is not listed, please contact us on 0800 028 7573 for advice.


* The online discount amount is applicable to the base premium only and will not include additional options purchased.  

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