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Home » Insure my travels » Sports Travel Insurance » Winter Sports Insurance

Travel Insurance quick quote

Travel Insurance quick quote

Single Trip: For those planning only one trip in a year.
Annual:For those planning more than one trip in a year.
Gap:For longer term breaks and gap years.

Annual policies could save you time and money compared to purchasing a Single Trip policy. See our FAQs for more details.

European Cover:
The following countries are included within the definition of Europe: Albania; Andorra; Austria; Azores; Balearics; Belarus;Belgium; Bulgaria; Canary Islands; Channel Islands; Corsica; Croatia; Cyprus; Czech Republic; Denmark; Egypt; Estonia; Finland; France; Germany; Gibraltar; Greece; Hungary; Iceland; Israel; Italy; Latvia; Liechtenstein; Lithuania; Luxembourg; Madeira; Malta; Moldova; Monaco; Morocco; Netherlands; Norway; Poland; Portugal; Republic of Ireland; Romania; Russia west of the Ural Mountains; San Marino; Sardinia; Sicily; Slovak Republic; Slovenia; Spain; Sweden; Switzerland; Tunisia; Turkey; Ukraine; and the United Kingdom area*.

Worldwide Cover:
All countries worldwide including the United Kingdom area*.

Worldwide Cover excluding North America and the Caribbean:All countries worldwide including the United Kingdom area* but excluding North America and the Caribbean.

North America.
The United States of America and Canada.

The Caribbean
Anguilla; Antigua and Barbuda; Aruba; Bahamas; Barbados; Bermuda; British Virgin Islands; Cayman Islands; Cuba; Dominica; Dominican Republic; Grenada; Guadeloupe; Haiti; Jamaica; Martinique; Montserrat; Navassa Island; Netherlands Antilles; Puerto Rico; Saint Barthelemy; Saint Kitts and Nevis; Saint Lucia; Saint Martin; Saint Vincent and the Grenadines, Trinidad and Tobago; Turks and Caicos Islands; the US Virgin Islands; and includes cruising in waters around these islands.

*Please refer to Important Notes about your Policy, for limitations which apply to trips solely within the United Kingdom area. This can be found under Policy Terms and Conditions.

Individual Adult

- a single traveller


- two adult travellers


- a maximum of two adults
and their children

Please note a Family policy can only have a maximum of 2 adults.


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Winter Sports Insurance

Winter sports cover can be easily added to your single trip or annual multi-trip policy.

Due to the unique risks associated with participation in winter sports activities, many Ski and Snowboard operators require individuals and families to purchase specialist winter sports travel insurance. You can rely on American Express to provide cover for different winter sports activities – including skiing, snowboarding, bobsleigh and heliskiing.

Key benefits of Winter Sports Insurance

Piste closure: to £200/£20 per day (£750/£50 per day for Prestige)
Avalanche benefit: to £150/£30 per day
Winter sports equipment: to £500 (£750 for Prestige)
For any one article/pair/set: to £300 (£750 for Prestige)
Delay of Equipment over
12 hrs:
to £300/£20 per day (£525/£35 per day for Prestige)
Unused ski pack charges: to £350

American Express Winter Sports Travel Insurance not only provides cover for you on and off piste skiing and your winter sports equipment, but also provides cover for piste closure, unused ski packs and avalanche disruption too. Winter Sports Travel Insurance is available as an option on all policies*, but please note it is not available to policyholders aged 70 or over, taking part in winter sports for the first time.

Ski Insurance

If you are planning on sliding your way down the slopes on your ski’s and want to get some cover or just want some more information on this, learn more on our dedicated page.

Snowboard Insurance

If you are planning to hit the slopes on your snowboard and want to get some cover or just want some more information on this, learn more on our dedicated page.

* Optional extras are not applicable to the Core product.

** The online discount amount is applicable to the base premium only and will not include additional options purchased.  

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