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Home » Insure my travels » Sports Travel Insurance » Winter Sports Insurance

Travel Insurance Quick Quote

Travel Insurance quick quote

Single Trip: For those planning only one trip in a year.
Annual:For those planning more than one trip in a year.
Gap:For longer term breaks and gap years.

Annual policies could save you time and money compared to purchasing a Single Trip policy. See our FAQs for more details.

European Cover:
The following countries are included within the definition of Europe: Albania; Andorra; Austria; Azores; Balearics; Belarus;Belgium; Bulgaria; Canary Islands; Channel Islands; Corsica; Croatia; Cyprus; Czech Republic; Denmark; Egypt; Estonia; Finland; France; Germany; Gibraltar; Greece; Hungary; Iceland; Israel; Italy; Latvia; Liechtenstein; Lithuania; Luxembourg; Madeira; Malta; Moldova; Monaco; Morocco; Netherlands; Norway; Poland; Portugal; Republic of Ireland; Romania; Russia west of the Ural Mountains; San Marino; Sardinia; Sicily; Slovak Republic; Slovenia; Spain; Sweden; Switzerland; Tunisia; Turkey; Ukraine; and the United Kingdom area*.

Worldwide Cover:
All countries worldwide including the United Kingdom area*.

Worldwide Cover excluding North America and the Caribbean:All countries worldwide including the United Kingdom area* but excluding North America and the Caribbean.

North America.
The United States of America and Canada.

The Caribbean
Anguilla; Antigua and Barbuda; Aruba; Bahamas; Barbados; Bermuda; British Virgin Islands; Cayman Islands; Cuba; Dominica; Dominican Republic; Grenada; Guadeloupe; Haiti; Jamaica; Martinique; Montserrat; Navassa Island; Netherlands Antilles; Puerto Rico; Saint Barthelemy; Saint Kitts and Nevis; Saint Lucia; Saint Martin; Saint Vincent and the Grenadines, Trinidad and Tobago; Turks and Caicos Islands; the US Virgin Islands; and includes cruising in waters around these islands.

*Please refer to Important Notes about your Policy, for limitations which apply to trips solely within the United Kingdom area. This can be found under Policy Terms and Conditions.

Individual Adult

- a single traveller

Couple

- two adult travellers

Family

- a maximum of two adults
and their children

Please note a Family policy can only have a maximum of 2 adults.

Details

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Winter Sports Insurance

Planning on hitting the slopes this season? Keep yourself covered with American Express Winter Sports Insurance.  

Many ski and snowboard operators strongly recommend individuals and families to purchase specialist Winter Sports Insurance before they travel. This is due to the degree of risk involved with winter sports activities, including injuries and damage to equipment.

Our insurance packages ensure peace of mind, providing cover for a wide range of activities, including skiing and snowboarding. We also offer single or annual multi-trip policies, so you’re protected all year round.

Some of the activities covered in this policy include ice skating (on recognised ice rinks), monoskiing, skiing (on-piste or off-piste with a guide), snowshoeing, glacier skiing and tobogganing. 

Key benefits of Winter Sports Insurance

Piste closure: Cover up to £200/£20 per day (£750/£50 per day for Prestige)
Avalanche benefit: Cover up to £150/£30 per day
Winter sports equipment: Cover up to £500 (£750 for Prestige)
For any one article/pair/set: Cover up to £300 (£750 for Prestige)
Delay of equipment over 12 hrs: Cover up to £300/£20 per day (£525/£35 per day for Prestige)
Unused ski pack charges: Cover up to £350

American Express® Winter Sports Travel Insurance not only provides cover for you on and off-piste skiing (with a guide) and your winter sports equipment, but also provides cover for piste closure, unused ski packs and avalanche disruption too. Winter Sports Travel Insurance is available as an option on all policies*, but please note it is not available to policyholders aged 70 or over, taking part in winter sports for the first time.

Ski Insurance

Our ski insurance has been created for skiers of all skill levels. For more information, visit our dedicated Ski Insurance page.

* Optional extras are not applicable to the Core product.

** The online discount amount is applicable to the base premium only and will not include additional options purchased.  

Snowboard Insurance

Our dedicated Snowboarding Insurance cover is specially designed for snowboarders and other winter sports activities.  For more information on this package, visit our dedicated Snowboard Insurance page.

* Optional extras are not applicable to the core product.

** The online discount amount is applicable to the base premium only and will not include additional options purchased.  

Winter Sports Guide

Whether you are looking for some extra safety tips or what to pack, our guide has been put together to help you prepare for your next adventure. We are also here to demystify any misconceptions surrounding your insurance to make sure you are covered, no matter which winter sport you prefer.

Winter sports insurance myths

Winter sports safety tips & risks 

Ski equipment: what to pack

Skiing vs snowboarding

* Optional extras are not applicable to the core product.

** The online discount amount is applicable to the base premium only and will not include additional options purchased.  

Get a quote